Dear Annie: My husband and I are the youngest of our siblings, now all in our 50s with nearly grown children. Despite having the same opportunities, my husband and I are the only ones to have finished college, stayed married and kept the same jobs. As a result, we have a nice home, two cars and college tuition set aside for our kids, and can take family vacations.
Our three siblings dropped out of college, racked up credit card debt, married and divorced multiple times, compromised their health with alcohol and tobacco abuse, and left jobs as soon as the work became tiresome. They live in tenuous circumstances. We never judge or lecture.