Dear Annie: For the past several years, my husband has taken out a new credit card each January and maxed it out over the next 12 months. This has resulted in major debt, which I fear will devastate our family and possibly affect our children and grandchildren.
My husband is a good and caring person who often picks up the restaurant tabs for our friends and family and buys them gifts they could buy for themselves. As a result, he is extremely popular. If I try to limit these unnecessary expenses, everyone thinks I’m a spoilsport.