On Oct. 1, people can begin enrolling for health coverage that is effective next year.
By Jan. 1, 2014, most people must have health insurance or face a fine.
(The mandate that employers with 50 or more workers provide affordable insurance or pay penalties won't take effect until 2015.)
Most of the roughly 260 million Americans with job-based, individual or government coverage probably have nothing to do now.
But if you're unsure and among the nearly 49 million uninsured in America, this road map should help.
Click the image below for a larger version. Can't see the image? Click here.